Loan Options

FHA

Minimium 3.5% down payment, great for First Time Home Buyers
Credit scores down to 580.

VA

For veterans and active duty military
0% down payment
No mortgage insurance
No county loan limits as of 2020

USDA

On eligible properties.
0% down payment, offers 100% financing and in some cases it will cover closing costs.

Conventional

3% or more down payment options

203 (k)

FHA loan program, one mortgage for the rehabilitation and repair of the property

Jumbo

Anything above conforming loan limits

Non-QM

For those that don't fit in the traditional lending guidelines and need other options

Down payment assistance programs

CHENOA Fund
State Bond programs
All offer as little as 0% down payment

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Assistant

Our Free Assistant is designed to help narrow down your loan options. It’s quick & easy.

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